For institutional lenders and private credit

Secured lending against contract assets

Deploy capital against executed service contracts with milestone-based repayment and transparent underwriting.

Short-duration advances secured by contracts with creditworthy end clients.

The opportunity

A structural gap in project-based service financing that traditional products don't address.

Project-based businesses create value before they can invoice. Traditional lending can't underwrite this gap, and invoice factoring doesn't help.

Executed contracts with certified milestones are high-quality collateral. Work is done, client has approved, payment is contractually owed.

Milestone-based repayment means capital turns over quickly. Advances are repaid when businesses invoice and collect, typically within 30-90 days.

From deal flow to repayment in four steps.

Untied identifies and qualifies businesses with eligible contracts. All deals are pre-screened against underwriting criteria.

Contract terms, milestone schedules, client credit, and progress status are extracted and standardized for your review.

Deploy capital against approved deals. Advances are secured against certified work and contractual payment obligations.

Repayment flows when businesses invoice and collect. Transparent tracking throughout the contract lifecycle.

Infrastructure designed for institutional capital.

Advances are backed by signed contracts with certified milestones.

Only financing contracts with investment grade commercial end clients.

Advances are repaid as milestones are invoiced and collected, with typical cycles of 30-90 days.

Full visibility into contract terms, progress, and payment schedules.

We're building relationships with institutional lenders who want exposure to this asset class.

Here's what to expect after you reach out.

Our team will review your submission and reach out within 2 business days to discuss next steps.

We'll schedule a call to understand your investment criteria and walk through our deal flow process.

Once onboarded, you'll receive structured deal packages with full contract and underwriting details.